Financial and Management Consultant with clients from different industries. He's a former Bank President of the Consolidated Cooperative Bank, Chairman of the Board, Vice-chair and member of the Board of Director. He is a former top executive of primary Cooperatives in the Philippines, the First Community Cooperative (FICCO) and Agdao Multipurpose Cooperative (AMPC).Designs Financial Model for private power generation companies and water utility companies in the Philippines. Prepares capital budgeting for Electric Cooperatives/distribution utilities CAPEX Plan and designs a number of private company budgeting and monitoring processes. Pat also conducts due diligence examination and validation of rural/cooperative banks for acquisition, mergers or consolidation. He also provide business planning and feasibility study for power generation companies and water utilities.