Financial and Management Consultant with clients from different industries. He's a former Bank President of the Consolidated Cooperative Bank, Chairman of the Board, Vice-chair and member of the Board of Director. He is a former top executive of primary Cooperatives in the Philippines, the First Community Cooperative (FICCO) and Agdao Multipurpose Cooperative (AMPC).Designs Financial Model for private power generation companies and water utility companies in the Philippines. Prepares capital budgeting for Electric Cooperatives/distribution utilities CAPEX Plan and designs a number of private company budgeting and monitoring processes. Pat also conducts due diligence examination and validation of rural/cooperative banks for acquisition, mergers or consolidation. He also provide business planning and feasibility study for power generation companies and water utilities.       

Strategic Leader | Financial Consultant | EducatorEducation & Professional CredentialsPaterno Romeo "Toti" Patrimonio Jr. is a Certified Public Accountant (CPA) and a seasoned professional with over two decades of expertise in finance, leadership, and organizational development. He earned his Bachelor of Science in Accountancy from Mindanao State University – Iligan Institute of Technology (MSU-IIT) and passed the CPA licensure exam in 1998. Committed to lifelong learning, Toti is currently pursuing an MBA in Corporate Management through the ETEEAP program at the University of Southeastern Philippines and is partly qualified as an Association of Chartered Certified Accountant (ACCA-UK), with plans to pursue completion of his certification. His academic rigor and professional credentials underpin his ability to navigate complex financial landscapes.Leadership & Industry ExperienceToti’s career spans high-impact roles across banking, energy, and cooperative sectors. As President of Consolidated Cooperative Bank (CCB), he spearheaded strategic growth initiatives, regulatory compliance, and mergers, overseeing 200+ employees and fostering community partnerships. Earlier, he served as Regional Manager and Chief Accountant at First Community Cooperative (FICCO), where he revolutionized financial reporting systems and streamlined processes, reducing reporting time by 72 hours. His consultancy firm, MP Management, supports power generation companies, electric cooperatives, and pharmaceutical firms with financial modeling, feasibility studies, and ERC compliance—work that has directly influenced investor decisions and operational improvements nationwide.Core ExpertiseAdept at transforming data into actionable insights, Toti specializes in financial modeling, capital budgeting, and risk management. He developed innovative tools like the Loan Portfolio Analysis Tool (LPAT) and standardized financial reporting formats adopted by cooperatives. His work on 25-year feasibility studies for power projects and ERC-approved CAPEX plans demonstrates his analytical depth. Beyond technical skills, he excels in leadership development, having trained teams in strategic planning, diversity management, and ethical governance through seminars with organizations like PICPA and Accelera.Commitment to Education & MentorshipToti founded TeachAvenue to democratize access to professional development, offering courses in finance, leadership, and digital literacy. His teaching philosophy emphasizes practical, real-world applications—drawing from his experience as a speaker at national conferences and mentor to aspiring accountants. Through TeachAvenue, he aims to empower individuals and organizations to thrive in evolving industries, blending academic theory with hands-on expertise.Community & Values Beyond his professional roles, Toti is a dedicated advocate for cooperative principles, poverty alleviation, social equity & justice, and nation building. He has held leadership positions in civic organizations like the Philippine Federation of Credit Cooperatives and Memorial Services Cooperative Federation. Rooted in integrity and inclusivity, he believes in fostering collaborative environments where diversity drives innovation. Residing in Davao City with his family, Toti remains actively engaged in community outreach, embodying his belief that "success is measured by the positive impact we create."